The cost of home care
As you look into the different options available to you, you want to choose the type of care that fits into your needs. One of the first things on your mind is how much your care decisions will cost you or your loved one. Most people searching for care are apprehensive about the potential financial burden of paying for long-term care. What will home care cost for you? It may be more affordable than you think.
The average cost of care
The cost of non-medical home care varies depending on where you live and the amount of care you will need. The first thing that needs to be determined is your budget and how many hours of care you need. We will work directly with you to help determine how our care can fit into your budget.
According to the “Cost of Care Survey”, an annual report by Genworth, home care costs are less than other options like adult day care, assisted living and skilled nursing. The national average cost of home care per hour is $20 per hour. Genworth also reports that the cost of home care services increased by 2.56% Since 2016.
By comparison, the average resident at an assisted living community pays $3628 per month. Nursing homes can cost up to $253 per day. In the past five years, the costs for assisted living and skilled nursing have risen by 3.5%.
Your Choice Senior Care Pricing
Your Choice Senior Care is one of the few non-medical home care agencies that is willing to post their pricing structure on their website and printed material. We believe that a straight forward approach to pricing represents our honesty and integrity. Your Choice Senior Care has fixed pricing with no add-ons.
Our standard rate for our caregiving service is $17.95 per hour. This rate is for services within 4-12 consecutive hours per day. For service that exceeds 12 hours per day, our rate is reduced to $16.95 per hour. We offer short shifts that are for 2 or 3 hours at $25.00 per hour.
We also offer package pricing. Please speak with your local care coordinator to discuss our packages.
Insurance Coverage for In-Home Care
Long-Term Care Insurance
Some long-term care insurance policies cover certain in-home care services. Check your policy to see if it covers the services you need at home. We work with many long-term care (LTC) insurance companies to bring you the covered services you need over the short or long term. Our owners are well versed in how to navigate long term care policies and will help you get the most from your policy.
The Veterans Administration also offers financial programs that pay cash to veterans and/or their spouses. These funds may be used to help pay for home care for veterans.